Oh Baby! by Pamela Ford Book

Written in 2004. Has creases in the cover and minor tears and wear all over.
Six years ago Annie McCarthy was a waitress in an all-night diner and Nick Fleming was just a customer. Late at night they shared their dreams over coffee and pie. Then along came a once-in-a-lifetime opportunity–if they married, Nick would inherit his trust fund early and Annie would get $250,000. ..